If you’re on the hunt for fee-free advice, you may want to consider checking out First Mortgage. Its services are completely free on its clients’ end because it’s funded by mortgage lenders.

So, without so much as a penny on the bill, you’ll get award-winning advice from its brokers. We definitely think that it’s too good to be true. 

Apart from that, it goes over 10,000 mortgages to look for the best option suited for your needs. Since it promises the best deals on the market, it’ll give you £500 if you can find a better offer elsewhere.

However, we were a tad disappointed that it didn’t have a list of its lenders available. We find that this gives potential clients an idea of where their brokers are sourcing their options.

Nevertheless, you’re free to speak with one of its brokers at any of its offices across Scotland. We find it convenient that you can even schedule an evening or weekend appointment if its opening hours don’t work for you. 

Speaking of convenience, did we mention that it’ll handle all the necessary paperwork? We think that’ll definitely come in handy for a ton of busy people and newbies alike. 

What we found most noteworthy about Independent Mortgage Store is that it serves a unique list of clients looking for mortgages. Namely, Polish individuals, students, and teachers. 

We appreciate the tailored techniques its specialist brokers employ to find cost-efficient mortgage options that suit your budget. On top of that, it lists a number of your options down, too, so you’re well aware of the process behind your options.

Did we mention that it also has retirement mortgage options? Here, you can borrow into retirement if you’re on the hunt for a long-term property. 

While many of these mortgage options can be tricky considering the complexity, so we like that it has specialist brokers that can assist you in acquiring virtually any mortgage deal you set your eyes on.

That said, we also think it’s worth highlighting that it is a multi-award-winning mortgage broker. It’s composed of a team of highly qualified brokers with years of experience in the industry, so you know you’re in good hands.

All said, we’re pretty happy with everything we’ve seen so far. We were just a tad bummed that it doesn’t have a list of its lenders as some clients like to check this out. 

Apart from that, it’s closed on the weekends so make sure that you schedule a visit on a weekday. 

What we liked most about Super Contractors is that it specializes in mortgages for contractors. This makes it a great broker option if you’re experiencing difficulties securing a mortgage due to your unique employment status.

That said, you’re assured that the mortgage options you’re given are contractor-friendly. To date, its been able to provide successful mortgages for over a thousand contractors already.

However, we were a bit let down that it doesn’t have a list of its lenders available for potential clients to take a look at. 

On a brighter note, we also like that it’s a multi-award-winning firm. We think these awards definitely represent the quality of work that Super Contractors delivers to its clients.

Speaking of work, we appreciate that it has a clearly laid out process for finding potential mortgages for you. We find that this alleviates confusion as clients are aware of all the necessary steps. 

It’s worth noting that it does charge a broker’s fee. However, the fee will depend on the extent of the services rendered by the broker, so you’ll only be paying for the services you consume. 

Apart from that, you won’t have to worry about the paperwork and submission of documents since its brokers will take care of that for you. 

Established in 2001, Mortgage Advice Brokerage Ltd is a family-run, award-winning, independent mortgage broker service that offers a variety of mortgage options to its clients. 

Its clientele includes first-time buyers, professionals, contractors, and self-employed individuals, to name a few. So, if you’re on the hunt for personalized mortgage services, you may want to check it out.

We found it impressive that it also caters to self-employed individuals given that it can be difficult to secure options for unique employment status. Nevertheless, its directors have 40 years of experience up their sleeves, so we think you’ll be in good hands.

Speaking of options, we also liked that it has a ‘Mortgage Finder’ feature on its website. Here, you can select your preferred mortgage specifications such as type of property, mortgage repayment type, and mortgage purpose among others. 

Afterward, it’ll reveal a list of mortgage options according to your preferences. We appreciate the transparency and convenience of being able to review and compare options on your own time. 

If you find something of interest, you can then enquire and set up a meeting with one of its brokers at your earliest convenience.

Our only con at the moment would be that it’s closed on the weekends. So, it may be a struggle to book an appointment if you’re busy throughout the week. 

If recognition is part of your own personal criteria in choosing a mortgage broker, you’ll be glad to know that Mortgage Advice Bureau has garnered over 150 national awards for its wide array of services.

It offers bespoke mortgaging advice and goes through thousands of mortgages to find the right deals for first-time buyers, those looking to buy-to-let, and so on.

Of course, it offers expert advice on top of that. You can give it a call or visit its office daily and until late, so we don’t think accessibility will be an issue here. 

Actually, many of the past clients that we’ve gotten in touch with praised the responsiveness of its staff apart from their professionalism and expertise. So, we think you’ll be taken care of. 

We were just a bit disappointed that it didn’t have a list of its lenders. We find that some potential clients like to know where their brokers are being sourced from.

Apart from that, its website also offers a ton of resources to help you make the most informed financial decisions. It features a number of mortgage calculators, articles on taxes, and even tips on how to calculate your monthly mortgage payments, among others.