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The 6 Best Mortgage Brokers in Edinburgh
How we picked
Scope of services
We considered mortgage brokers that offer a variety of mortgage-related needs under one roof.
Accessibility
Taking into consideration how stressful the entire process may be, we want to ensure smooth communication between you and your mortgage broker. So, we looked at how easy it was to get in touch with them.
Network of lenders
To be able to get you the best deal out there, we considered how extensive their network of lenders is.
Customer service
Since you’ll need a broker you can trust, we took a look at their relationship with past clients as this also reflects the quality of their work.
1. First Mortgage
Services: First-time buyer, remortgage, moving home, buy to let, help to let, and new build
Website: https://www.firstmortgage.co.uk/
Address: 30 Walker St, Edinburgh EH3 7HR, United Kingdom
Contact details: +44 131 220 6205
Business hours: Monday to Friday: 9AM–5:30PM; Saturday: 10AM–5PM
Google reviews score | 5/5 |
Facebook reviews score | 5/5 |
Trust Pilot reviews score | 5/5 |
Bankrate reviews score | 4.1/5 |
Credit Karma reviews score | 4.8/5 |
Total reviews | 5/5 |
Score consistency | 4.7/5 |
Scope of services | 4/5 |
Accessibility | 5/5 |
Network of lenders | 4/5 |
Customer service | 4/5 |
Pros
- 7 branches in Edinburgh
- Fee-free
- Large network of lenders
- Open 6 days a week
- Evening and further weekend appointments are available on request
- Award-winning
Cons
- Closed on Sundays
- No list of lenders
First Mortgage’s most noteworthy feature would be that it’s a fee-free award-winning mortgage broker. In other words, you won’t have to pay a single euro for its services.
This is because it’s funded wholly by commissions from mortgage lenders, so clients like you can reap free and impartial advice.
Apart from that, we definitely think it’s worth checking out as it has over 10,000 mortgage products on the market. Hence, we think you’ll be spoiled for choice here.
However, we were a tad disappointed that it doesn’t have a list of its lenders. This could be useful for clients who want to have an idea of where their mortgage brokers are looking.
To boot, the company will also handle all the paperwork for you. We think that’s pretty convenient, especially for first-timers and busy people.
Speaking of convenience, did we mention that it has 7 offices in Edinburgh alone? These include Leith, Tollcross, Corstorphine, West End, Newington, Musselburgh, and Dalkeith.
On top of that, it’s open 6 days a week, from Monday through Saturday. If its business hours don’t work for you, evening and further weekend appointments are available upon request.
We’re pretty happy with what we’ve seen so far in terms of accessibility. Hence, we definitely have to give it to this company in terms of accommodation and convenience.
2. Malleny Mortgage Solutions
Services: First-time buyer, remortgage, moving home, buy to let, bridging, equity release, and protection
Website: https://www.mallenymortgagesolutions.com/
Address: 175 Bruntsfield Pl, Edinburgh EH10 4DG, United Kingdom
Contact details: +44 131 344 4301
Business hours: Monday to Friday: 9AM–5PM
Google reviews score | 4.9/5 |
Trust Pilot reviews score | 4.7/5 |
Nice Local reviews score | 5/5 |
Total reviews | 3/5 |
Score consistency | 4.8/5 |
Scope of services | 4/5 |
Accessibility | 3/5 |
Network of lenders | 4/5 |
Customer service | 4/5 |
Pros
- Multi-award-winning
- Independently-run
- Large network of lenders
- Offers bridging and Later Life Lending
- Professional and responsive staff
Cons
- Closed on weekends
- No list of lenders
Malleny Mortgage Solutions is a multi-award winning, independently-run mortgage and protection broker service with clients across Scotland and the UK.
That said, it has connections with over 150 different lenders offering more than 15,000 unique deals. So, we definitely think it’s worth checking out.
However, it doesn’t have a list of these lenders. So, you’ll have to inquire about that if you’re interested in seeing its selection.
We also found it impressive that it offers bridging services. This is great if you’re on the hunt for short-term financing solutions for your properties.
Apart from that, we also think it’s worth mentioning that the company is a member of the Equity Release Council. That said, it offers 3 kinds of Later Life Lending options for equity release depending on which suits you best.
It’s great that it also has quite a large team that can assist you in virtually anything related to the mortgage process. This way, you won’t have to worry about long queues.
However, keep in mind that it isn’t open on the weekends. So, this may be a cause for concern for people who are quite busy on the weekdays.
On a brighter note, we’ve heard positive things about its staff’s professional and responsive service. That said, we think it’s a great choice for first-timers and those with limited knowledge of the mortgaging process.
3. Get Mortgage
Services: First-time buyer, help to buy, remortgage, new build, buy to let, protection, insurance, and moving home
Website: https://www.getmortgage.uk/
Address: 57 Queen Charlotte St, Leith, Edinburgh EH6 7EY, United Kingdom
Contact details: +44 131 510 9130
Business hours: Monday to Friday: 9AM–5PM; Saturday: 9AM–3PM
Google reviews score | 5/5 |
Credit Karma reviews score | 4.2/5 |
Bank Rate reviews score | 5/5 |
Time reviews score | 4.4/5 |
Better.com reviews score | 4.6/5 |
Total reviews | 5/5 |
Score consistency | 4.6/5 |
Scope of services | 4/5 |
Accessibility | 4/5 |
Network of lenders | 2/5 |
Customer service | 4/5 |
Pros
- Bilingual services (English and Polish)
- Independently-run
- Professional and responsive staff
- Offers a variety of schemes
Cons
- Closed on Sundays
- No info on lenders
Get Mortgage was founded and is run by Piotr Frackiewicz, a graduate of the Academy of Finance in Warsaw with a Master’s degree in Insurance and Banking.
After more than a decade of working in the UK financial industry, he has put up his own practice to help clients make cost-effective mortgage decisions.
He’s known to give impartial mortgage and property advice in both English and Polish. We find that that’ll help eliminate communication restraints and assist non-native English speakers in better understanding the complexities of the mortgaging process.
This was vouched for by past clients we’ve gotten in touch with who said the team gave them a seamless and professional experience. So, we think this company is worth checking out, especially if you’re a newbie.
Focusing on its services, we were impressed to see that it offers a variety of schemes to help you afford the mortgage on your home according to your budget.
In particular, you can purchase a house through its Help to Buy scheme and First Home Fund, which provides up to £25,000 assistance for first-time buyers, to name a few.
Hence, we think Get Mortgage is worth considering if you’re eyeing to avail of certain schemes to ease the financial strain.
But here’s the hitch: it doesn’t display its list of lenders. This could be a turn-off for some clients who’d like to see where their brokers are getting their options from.
4. New Town Mortgages
Services: Help to buy, buy to let, home movers, remortgage, first-time buyers, specialist mortgages, and protection
Website: https://www.newtownmortgages.co.uk/
Address: 5A Newhaven Rd, Edinburgh EH6 5QA, United Kingdom
Contact details: +44 131 629 1950
Business hours: Monday to Thursday: 9AM–5PM; Friday: 9AM–2PM
Google reviews score | 5/5 |
Facebook reviews score | 5/5 |
Yelp reviews score | 4/5 |
Nice Local reviews score | 5/5 |
Total reviews | 4/5 |
Score consistency | 4.7/5 |
Scope of services | 4/5 |
Accessibility | 5/5 |
Network of lenders | 4/5 |
Customer service | 4/5 |
Pros
- Professional and responsive staff
- Offers a variety of schemes
- Extends services even after mortgage completion
- Connected to the Mortgage Advice Bureau
- Offers telephone consultations and video calls
Cons
- Closed on Sundays
- No info on lenders
- Small team
What we like about New Town Mortgages is that it offers virtually everything property-related including help to buy, remortgage, and home movers among others.
Apart from that, it also has a number of housing schemes available. Hence, we think it’s worth checking out if you’re looking for a cost-effective housing solution.
That said, the company has a network of over 90 lenders and searches through thousands of mortgage deals to be able to find the perfect one for you.
It’s also worth mentioning that it’s connected to the Mortgage Advice Bureau. So, New Town Mortgages will have some deals that you won’t be able to find elsewhere.
To boot, its services don’t end once the mortgage is completed. They extend until after that, so you’re welcome to ask for advice regarding any property-related concerns.
The company also offers telephone consultations and video calls in case you can’t make it to its office. This definitely adds to its list of pros in terms of convenience.
We were a bit concerned that it only has a small team of 3 brokers. So, this may be a cause for concern for some, especially when the company is fully booked.
However, we have yet to hear complaints regarding this. Actually, past clients we’ve spoken to praised the staff’s responsiveness and professionalism, helping make the process stress-free.
Aside from that, the company doesn’t have a list of its lenders, which can be inconvenient for clients who’d like to see where their brokers are looking for deals.
5. Cox & Co
Services: First-time buyers, commercial lending, million-pound mortgages, new builds, bridging finance, limited company BTLs, adverse credit, debt consolidation, equity release, private client finance, remortgage, buy to let, capital raising, home movers mortgage, and portfolio reconstructing
Website: https://coxandco.co/
Address: 12 Castle Terrace, Edinburgh EH1 2DP, United Kingdom
Contact details: +44 131 229 6017
Business hours: Monday to Thursday: 9AM–5PM
Google reviews score | 4.5/5 |
allAgents reviews score | 5/5 |
Get Agent reviews score | 4.6/5 |
Bark reviews score | 5/5 |
Nice Local reviews score | 4.6/5 |
Total reviews | 5/5 |
Score consistency | 4.7/5 |
Scope of services | 5/5 |
Accessibility | 2/5 |
Network of lenders | 4/5 |
Customer service | 4/5 |
Pros
- Wide selection of mortgage-related services
- No clock-watching
- Professional and responsive staff
Cons
- Open only 4 times a week
- No info on lenders
What we found most newsworthy about Cox & Co is that it has an extensive variety of mortgage-related services. These include unique services such as capital raising, debt consolidation, portfolio reconstructing, and million-pound mortgages, among others.
Hence, we definitely think you’ll be spoiled for choice here, especially if you’re looking for unorthodox mortgage-related assistance.
That said, the company offers bespoke, personal services in looking for the most cost-efficient mortgage offers. Since there’s no ‘clock watching’ here, you’re free to take as long as you need to find the right deal for you.
Aside from deal searching, it will also provide assistance in completing all the necessary paperwork and help you secure deals seamlessly.
This definitely makes it a viable choice if you’re new to the mortgaging process and need an experienced broker to help you out.
If you’re curious to see how the company does it, it has a number of case studies available on its website that explain its process.
We also think it’s worth mentioning that its brokers are known to be prompt in both responding to queries and getting things moving smoothly. Hence, it’s no wonder many of its past clients that we’ve gotten in touch with didn’t hold any reservations recommending the company.
All said, we’re happy with what we’ve seen so far. We just wish that it had a list of lenders to help give potential clients a better idea of where it’s sourcing its options.
We were also a tad disappointed that the company is only open 4 days a week. This can definitely be an inconvenience, especially if it’s quite busy already.
6. Acorn Finance
Services: Funding
Website: https://acorn.finance/
Address: Contact for more information
Contact details: https://acorn.finance/#contact
Business hours: Contact for more information
Google reviews score | N/A |
allAgents reviews score | N/A |
Get Agent reviews score | N/A |
Bark reviews score | N/A |
Nice Local reviews score | N/A |
Total reviews | N/A |
Score consistency | N/A |
Scope of services | 4/5 |
Accessibility | 4/5 |
Network of lenders | 4/5 |
Customer service | 4/5 |
Pros
- Variety of funding services
- Personal service
- Access to the best financial products available
Cons
- Operating hours unavailable
- Limited reviews online
Acorn Finance is one of the UK’s leading finance brokers and has been for over 25 years now.
They understand that it can be such a complex and overwhelming process, and that’s why pride themselves in being able to simplify the process for their customers.
Their team can provide access to the best financial products available in the market.
What we think is great about them is that they have nationwide coverage all throughout the UK. What’s more is they can support some projects across the European Union and beyond.
Another thing we think is great is how they offer personalized service too. Their brokers take the time to understand the needs of their clients to better serve them.
So if you need your business, property and more funded, we think their team can help with their many years of experience in the industry.