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5 Best Mortgage Brokers in Aberdeen

5 Best Mortgage Brokers in Aberdeen

How We Picked

Mortgage Broker Service

First, the range of lending networks each broker has was rated along with the efficiency of their service.


To help clients gauge each broker’s trustworthiness and expertise, their years of experience and accreditations were also assessed.


We also checked out their fees to let you know which ones can fit your budget.

Value-Added Services

We reviewed the add-on services that each mortgage broker offers. These services will help turn them into one-stop solutions for clients.

1. First Mortgage

First Mortgage's Homepage



Address: 30 Walker Street, Edinburgh, EH3 7HR

Contact Details:

  • 0131 220 6205
  • 0345 603 1525

Operating Hours:

  • Mon-Fri: 9AM–5:30PM
  • Saturday: 9AM–4PM
Google reviews score4.9/5
Trustpilot reviews score5/5
Score consistency5/5
Total Reviews4.96/5
Mortgage Broker Service4.5/5
→Range of Lending Networks5/5
→Years of Experience5/5
Prices (A higher score means better value)5/5
Value-Added Services5/5


  • Over 25 years of experience
  • Free impartial mortgage advice
  • Searches over 10,000 products
  • Low deposit rates as little as 5% 
  • Has a remortgage service
  • Unique mortgage promise
  • Assigns you a dedicated team


  • Closed on Sundays
  • Lack of responsiveness

We think First Mortgage is one of the top mortgage brokers in Aberdeen due to their over 25 years of experience in the industry. Unlike other firms who charge a fee, they provide free impartial mortgage advice, which we appreciate.

They search over 10,000 products to find the best mortgage or remortgage deal to suit your financial circumstances, which we think is impressive. This increases your likelihood of finding the best mortgage or remortgage deal.

We were also pleasantly surprised by the low deposits for their mortgage products, with as little as a 5% deposit. It would certainly help out first-time buyers who may not have a large deposit saved up.

Upon making inquiries, we learned that they offer a remortgage service, where they look at your circumstances and help find the perfect window to remortgage. This can help clients to save money by finding a more suitable mortgage deal.

They’re very confident in their skills, and that’s why they have a unique mortgage promise that other firms do not offer. If you find a better deal elsewhere, they’ll give you £500. 

We spoke to a previous client of theirs, and he mentioned that he had a dedicated team who knew his application inside and out. This personalised service resulted in a smoother mortgage application process.

However, they’re closed on Sundays, which may not be convenient for everyone. 

Additionally, some clients have reported that their emails were repeatedly ignored. This can be frustrating, especially if you have specific concerns that need to be addressed right away.

2. Aberdeen Mortgage Company

Aberdeen Mortgage Company's Homepage

Services: Mortgage Advice, Mortgage Review, Mortgage Borrowing, New Build Mortgage Advice, New Build Mortgage, New Home, Home Purchasing Assistance, Buy To Let Mortgage, Moving Home, Company Mortgage, First Time Buyers Mortgage


Contact Details:  +44 800 211 8700

Operating Hours:

  • Mon-Thurs: 9 AM–6 PM
  • Friday: 9 AM–5 PM
Google reviews score4.5/5
Facebook reviews score5 /5
Score consistency4.8/5
Total Reviews4.76/5
Mortgage Broker Service4.5/5
→Range of Lending Networks5/5
→Years of Experience4/5
Prices (A higher score means better value)3/5
Value-Added Services5/5


  • Appointed representative of the Primis Mortgage Network
  • Recognised as a Top Mortgage Firm by Primis
  • Specialises in first time buyer mortgages
  • Offers a dedicated consultant 
  • Also offers moving home mortgages
  • Has building insurance and contents insurance


  • Closed on weekends
  • Charges a fee of up to £795 for their mortgage advice

Aberdeen Mortgage Company is another Aberdeen-based mortgage broker that can help you with your mortgage application.

As an appointed representative of the Primis Mortgage Network, they’ve received recognition as a Top Mortgage Firm. Meaning, they have access to a wide range of products and are backed by a reputable network.

We spoke to one of their representatives, and she said that they specialise in first time buyer mortgages. This is a great advantage for those looking to get onto the property ladder for the first time. 

We were also impressed by their dedicated consultants who will work with you exclusively and provide you with tailored advice. We think this is quite valuable when navigating the complex world of mortgages.

In addition to first time buyer mortgages, they also offer moving home mortgages. This is particularly useful if you’re looking to move house but don’t want to start from scratch with your mortgage.

We checked their add-on services, and saw that they offer Building Insurance and Contents Insurance. This can be convenient for those who want to take care of all their property needs in one place.

Upon checking, however, we found out that the company is closed on weekends. This could be a disadvantage for some clients who prefer to discuss their mortgage needs during their free time. 

Additionally, they charge a fee of up to £795 for their mortgage advice, while other firms provide advice for free. This is something to consider if you’re looking to save money on your mortgage application process.

3. Jeff Hutchison Just Mortgages

Jeff Hutchison Just Mortgages' Homepage

Services: First Time Buyers, Home Mover, Remortgage, Buy to Let, New Build Mortgages


Contact Details:  +44 7369 254809

Operating Hours: Mon-Fri: 8:30 AM–7:30 PM

Google reviews score5/5
Facebook reviews score5/5
Score consistency5/5
Total Reviews5/5
Mortgage Broker Service4.5/5
→Range of Lending Networks4/5
→Years of Experience5/5
Prices (A higher score means better value)4/5
Value-Added Services3/5


  • Has been in the financial industry since 2007
  • Has access to exclusive and semi-exclusive mortgage deals
  • Reports of being highly-efficient
  • Also offers property search and management services
  • Has a Just Mortgages Client Services Team 


  • Comparatively limited range of services
  • Lacks the manpower to handle multiple applications

If you’re looking for a mortgage adviser, then Jeff Hutchison from Just Mortgages might be worth checking out. That’s because he has been in the financial industry since 2007.

We appreciate his access to exclusive and semi-exclusive mortgage deals that might not be available to the general public. Meaning, he might be able to find you a mortgage deal that suits your needs better than the ones you have found yourself.

Former clients have also raved about his efficiency. Apparently, he was able to liaise with the lender, estate agent, and solicitor seamlessly to ensure that deadlines were met.

If you’re also looking for a property, his firm can help you with that. After we spoke to his office, we learned that they’re part of the Spicerhaart Group estate agents and can refer us to one of their colleagues.

On top of this, he can also refer you to lettings specialists for property management services. Having these connections will certainly save you the trouble of hiring these specialists yourself.

The Just Mortgages Client Services Team will also provide continuous support for as long as you need them. This means that you can rely on them for advice and support even after your mortgage has been approved.

However, as a single adviser, he has a more limited range of services than some of the larger mortgage advisers. 

Also, he might not have the manpower to handle multiple applications at the same time. If he’s already handling several cases, you might be passed on to one of his colleagues.

4. Martin & Co 

Martin & Co's Homepage

Services: Mortgage Loan Application Assistance, Mortgage Loan Shopping Assistance, Mortgage Rate Shopping Assistance, Mortgage Refinancing Assistance, Property Investment Management, Real Estate Valuation, Rental Property Management


Address: 123-125 Rosemount Pl, Aberdeen AB25 2YH, United Kingdom

Contact Details:  +44 1224 636500

Operating Hours: Mon-Fri: 9 AM–5 PM

Google reviews score4.6/5
Yell reviews score4.9/5
Score consistency4.9/5
Total Reviews4.8/5
Mortgage Broker Service4.5/5
→Range of Lending Networks5/5
→Years of Experience5/5
Prices (A higher score means better value)4/5
Value-Added Services5/5


  • Has been in the in the business for 35 years
  • Award-winning company
  • Affiliated with The Property Ombudsman and Safe Deposits Scotland
  • Offers an instant online valuation
  • Has a Client Money Protection scheme
  • Also offers property investment management


  • Might lack the personal touch that some clients prefer
  • Reports of communication issues

Another Aberdeen-based mortgage broker that you can consider is Martin & Co. We think they’ve been around the block, having been in the business for 35 years.

In fact, they’ve won the allAgents Gold Award from 2019 to 2022. These wins are a testament to the quality of their service and the high level of satisfaction of their clients.

We did some digging around and learned that they’re also affiliated with The Property Ombudsman and Safe Deposits Scotland. This means that you can trust them to be compliant with the relevant industry regulations.

One of the unique services they offer is an instant online valuation. You can get an estimate of the value of your property without having to wait for a representative visit.

We think your money would be protected in their Client Money Protection scheme, to be held in a designated client account. This can give clients peace of mind, knowing that your money is safe with them.

Not only do they specialise in mortgage refinancing assistance, they can also help out with property investment management. This is useful if you’re looking to expand your property portfolio and need advice on the best investment opportunities.

However, as a larger company, they might lack the personal touch that some clients prefer. They may not be able to provide the same level of individual attention that a smaller agency can provide.

Another issue that some clients have experienced is communication issues. Past clients we’ve spoken to reported that they’ve had difficulty getting in touch with them and that their queries have taken longer to be resolved.

5. City Gate Aberdeen Ltd

City Gate Aberdeen Ltd Homepage

Services: First Time Buyer Mortgages, Buy-To-Let Mortgages, Commercial Mortgage, Mortgage Brokers, Mortgage Loans, Mortgage Protection, Mortgages Advice, Variable Rate Mortgages, Cashback Mortgages, Offset Mortgages


Address: 51 Chapel St, Aberdeen AB10 1SS, United Kingdom

Contact Details:  +44 1224 590600

Operating Hours: Mon-Fri: 8:30AM–4:30PM

Google reviews score4.7/5
Yell reviews score5/5
Score consistency4.9/5
Total Reviews4.86/5
Mortgage Broker Service4/5
→Range of Lending Networks5/5
→Years of Experience5/5
Prices (A higher score means better value)4/5
Value-Added Services5/5


  • Has almost 100 years of combined industry experience
  • Regulated by the FCA
  • Offers a cashback mortgage
  • Also offers offset mortgages
  • Provides taxation services


  • Reports of clients being ignored
  • Comparatively longer turnaround times

If you’re in the market for an experienced mortgage broker, then you might want to inquire at City Gate Aberdeen Ltd. They have almost 100 years of combined industry experience, which we think is quite impressive.

Firstly, they’re regulated by the Financial Conduct Authority (FCA). This means that they’re held to high standards of professionalism and ethics.

We also discovered that they offer a cashback mortgage unlike other firms. This is for those looking to save money or to get a little extra cash to cover other expenses.

They also offer offset mortgages, wherein the homeowner pays a lower rate of mortgage interest in return for not receiving any savings interest. This is for those looking to leverage their savings to reduce their mortgage payments.

In addition to their mortgage services, they also offer taxation services. For those who need help with tax planning, tax returns, or other taxation matters, hiring them as well would save you the hassle of looking for someone else.

However, there have been reports of them ignoring clients. We did call them up to check, and it took us quite a few tries before getting through to someone.

They may also have slightly longer turnaround times for mortgage applications. If you need a quick decision on your mortgage application, this may not be the best option for you. 

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